Medicare Enrollment Information

Contact us for a detailed explanation of Medicare benefits and to help you determine the plans that are best for you!

Part A

• Covers Hospitalization
• Premiums are based on your work history
• 2023 Annual deductible is $1600.00
• 2023 Hospital copays:
• Days 0-60 $0 coinsurance
• Days 61-90 $400.00 per day
• Days 91+ $800.00 for each day of your "Life time reserve" until you reach your maximum

Part B

• Cover outpatient care coverage
• Premiums are based on your income
• 2023 Standard premium $164.90
• 2023 Deductible is $226.00

Part C

Includes Coverage of both Medicare Part A and B aand RMMA well as additional benefits and incentives such as Vision, Dental and Hearing benefits

• Must be enrolled in Part A and  Part B to enroll
• Part C can include drug coverage as well

Part D

Includes prescription drug coverage. Every company has a different formulary for which drugs are covered and at what level

• Catastrophic coverage starts at $4130
• Can be combined with Part A and B or with part C

IRMMA

(income related monthly adjustment amount)

• IRMMA can affect Part B and part D
• Premium surcharge based on your income
• 2023 IRMMA increases at $97,000 or 194,000 if filing jointly